Insurance Blog | Dempsey Insurance Agency (5)

First Time Homebuyer? Tips from a Norwood Insurance Agent

Patrick Dempsey Jul 23, 2012 9:30:00 AM

Buying a Home and Don’t know what to do about insurance? Here are 5 things to consider from a Norwood Insurance Agent:

Dempsey Insurance FAQ's (MA Auto Insurance, Home Insurance, etc...)

Patrick Dempsey Jul 16, 2012 9:30:00 AM

What is an Umbrella Policy?

Patrick Dempsey Jul 9, 2012 9:30:00 AM

Umbrella Policy Norwood An umbrella policy is excess liability coverage. Basic home and auto policies have limits in liability coverage. If your auto policy cuts off coverage at $500,000, but you have assets over that amount you should consider an umbrella policy. The umbrella covers excess liability loss over all personal exposures (provided they have underlying insurance with approved companies). Your auto, home, boat, motorcycle, secondary home, etc. all have a liability exposure and the umbrella is designed to protect that risk once the basic policies have reached their limits. These policies will not cover business related exposures, so you would want to check into commercial umbrella insurance for that type of risk. Contact an agent if you want to get an umbrella policy quote.

Condo Insurance, from Loss Assessment Coverage to Dwelling Coverage

Patrick Dempsey Jul 5, 2012 12:00:00 PM

Recently we have been seeing a large number of questions relative to Condo Insurance. Hopefully this blog post will help answer some of the more common questions. If you still are unsure about your condo coverage, contact our office.

What is Loss Assessment Coverage and why do I need it?

In an Accident? Now What? Tips from a Massachusetts Insurance Agent

Patrick Dempsey Jun 24, 2012 9:00:00 AM

When you are involved in an auto accident it can be a traumatic experience. Here are some tips to get through the ordeal from the perspective of a Massachusetts Insurance Agent.

Special Olympics Charity Fund Raiser

Patrick Dempsey Jun 22, 2012 9:00:00 AM

I have decided to look at the Boston Skyline from a different perspective. Yes I am only 1 of 100 people going "Over the Edge" for Special Olympics and rappelling from the rooftop of the Hyatt Regency, Boston.