Dempsey Insurance Agency Blog

Your Massachusetts Auto Insurance Policy: Ten Things to Consider

Patrick Dempsey May 21, 2012 9:00:00 AM


Everyone has to have a auto insurance policy in Massachusetts, but that doesn't mean it's easy to understand.  The policies can be complicated and each person requires different types of coverage.  Here are a few helpful hints to consider as when looking at your Massachusetts Auto Insurance Policy: 

1)      Does your policy have the correct drivers listed? Are they listed on the right cars?

2)      Does the policy have the car “garaged” at the correct location?

3)      Will a higher collision deductible work for you? It can save money.Massachusetts Auto Insurance Policy

4)      Do you drive low mileage?

5)      Do you have home/condo/tenant insurance? Save by pairing it with the same company.

6)      Do you need rental coverage if your vehicle is involved in a covered claim? If so make sure it is on your policy.

7)      Check your liability coverage (AKA Part 5 or “Optional Bodily Injury to Others”). It should be reflective of your assets, if you need more than $500,000 consider an umbrella policy.

8)      Do you have Lo-Jack or On-Star? Make sure you send proof to your agent for a discount.

9)      Have a youthful operator on the policy, check into student discounts

10)   Have a general question or are unsure about coverage? Call an agent to discuss you policy.

Topics: massachusetts auto insurance policy

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