Massachusetts insurance companies offer a number of commercial auto insurance discounts that businesses in the state might be able to take advantage of. While the exact discounts that an insurer makes available can vary, the following are fairly common.
Many insurance companies consider drivers’ credit scores when calculating car insurance premiums. Drivers in Massachusetts, however, don’t have to worry as much about whether their credit score will directly affect their auto policy’s premiums.
It is motorcycle season again and as the bikes hit the road, the insurance questions pick up concerning these vehicles. We write many policies for motorcycles and each one can be a little different from the next. Whether you are a seasoned motorcyclist, a newly permitted rider, use a 250HP bike or have a customized chopper you need insurance to ride in Massachusetts.
Flood loss is excluded from your personal homeowner insurance, so how do you get coverage? You could add water back up and sump overflow to your homeowner insurance, but if you are at a higher risk, it might not be enough. Our agency is located in Norwood, Massachusetts and it is not an area known for flooding, but there are still many flood policies written in the area and we are asked questions all the time about flood insurance.
Buying a Home and Don’t know what to do about insurance? Here are 5 things to consider from a Norwood Insurance Agent:
An umbrella policy is excess liability coverage. Basic home and auto policies have limits in liability coverage. If your auto policy cuts off coverage at $500,000, but you have assets over that amount you should consider an umbrella policy. The umbrella covers excess liability loss over all personal exposures (provided they have underlying insurance with approved companies). Your auto, home, boat, motorcycle, secondary home, etc. all have a liability exposure and the umbrella is designed to protect that risk once the basic policies have reached their limits. These policies will not cover business related exposures, so you would want to check into commercial umbrella insurance for that type of risk. Contact an agent if you want to get an umbrella policy quote.
What is Loss Assessment Coverage and why do I need it?
When you are involved in an auto accident it can be a traumatic experience. Here are some tips to get through the ordeal from the perspective of a Massachusetts Insurance Agent.
