--- title: Insurance Blog | Dempsey Insurance Agency | auto insurance agent Massachusetts description: auto insurance agent Massachusetts | The Demsure blog is designed to offer advice that can help you to understand your insurance from auto collision coverage, condo loss assesment to umbrella policies --- [![DEM Header Logo.png](https://www.demsure.com/hs-fs/hubfs/2018%20Redesign/DEM%20Header%20Logo.png?width=460&name=DEM%20Header%20Logo.png "DEM Header Logo.png")](https://www.demsure.com/) # Dempsey Insurance Agency Blog ## [I'm At The Scene Of An Accident...](https://www.demsure.com/blog/im-at-the-scene-of-an-accident) [Kate Dempsey](https://www.demsure.com/blog/author/kate-dempsey) Sep 24, 2020 12:11:21 PM [**0](https://www.demsure.com/blog/im-at-the-scene-of-an-accident#comments-listing) [![](https://www.demsure.com/hubfs/GettyImages-859736670.jpg) ](https://www.demsure.com/blog/im-at-the-scene-of-an-accident)   [Read More](https://www.demsure.com/blog/im-at-the-scene-of-an-accident) ## [GETTING OR RENEWING A MA DRIVER’S LICENSE, LEARNER’S PERMIT, OR MA ID CARD?](https://www.demsure.com/blog/ma-drivers-license-learners-permit-or-ma-id-card) [Kate Dempsey](https://www.demsure.com/blog/author/kate-dempsey) Mar 22, 2018 11:23:08 AM [**0](https://www.demsure.com/blog/ma-drivers-license-learners-permit-or-ma-id-card#comments-listing) [![checklist.jpg](https://www.demsure.com/hubfs/checklist.jpg) ](https://www.demsure.com/blog/ma-drivers-license-learners-permit-or-ma-id-card) --- On March 26, 2018, you need documents showing U.S. citizenship or lawful presence as required by federal and state law. Review the checklist below for the types of documents you will need. All documents MUST be originals. **Get Ready:** **Step 1:** Locate your Social Security Number (Choose one document for REAL ID. For a Standard ID, SSN must be verified electronically. - SSN Card - W-2 Form                                                               - SSA-1099 Form - Non-SSA-1099 Form - Pay stub with applicant's name and SSN * Applications without an SSN must present an SSA denial notice, forgein passport, VISA and 1-94. Documents presented must display full nine digits of SSN.   **Step 2: **Choose one lawful presence/date of birth document     - US Passport/Passport card - Certified copy of US birth certificate - Certificate of Citizenship (Form N-560 or N-561) - Certificate of Naturalization (Form N-561 or N570) - Consular Report of Birth Abroad (Form FS-240, DS-1350 or FS-545) - Permanent Resident Card (Form I-551) - Employment Authorization Card (Form I-766 or I-688B) - Foreign Passport with US VISA Affixed and I-94 Stamp   **Step 3: **Choose a MA residency document (2 for REAL ID, 1 for MA Standard ID) - MA RMV-issued documents such as a renewal letter - State/Federal/Municipal/City/Town/Country Agency-issued documents such as 1st class mail, MA-issued professional license with photo, Medicaid statement, firearms card, jury duty summons, court correspondence, property tax or excise tax dated within 60 days - Bills such as a utility bill, credit card statement or medical statements dated within 60 days - Lease, mortgage or rental contract dated within 60 day - Financial-related documents such as a blank statement with image of personal checks, W-2, pension statement, retirement statement pay stubs, SSA statement or instalment loan contract dated within 60 days - School-issued documents such as school transcript, proof of enrolment, tuition bill, school record for the current year   **Get Your License/ID** **** - Start application online at [Mass.gov/ID](https://www.mass.gov/guides/new-massachusetts-requirements) - For renewals applicants must choose: - Standard license or ID card: may be able to complete online - REAL ID license or ID card: must visit a RMV Service Center or AAA office (if a member) - All first-time applicants must visit a RMV Service Center and bring appropriate documents - A REAL ID license/ID costs the same as a Standard license/ID For more information visit: [mass.gov/ID](https://www.mass.gov/guides/new-massachusetts-requirements) Rev. 3/12/18 by MA RMV ** ** [Read More](https://www.demsure.com/blog/ma-drivers-license-learners-permit-or-ma-id-card) ## [New Hampshire Hands-Free Law Begins July 1.](https://www.demsure.com/blog/nh-hands-free-law) [Kate Dempsey](https://www.demsure.com/blog/author/kate-dempsey) Jun 30, 2015 12:32:00 PM [**0](https://www.demsure.com/blog/nh-hands-free-law#comments-listing) [![](https://www.demsure.com/hubfs/Texting-while-driving-300x195.jpg) ](https://www.demsure.com/blog/nh-hands-free-law) --- If you’re northbound for the holiday, it’s important to note that **New Hampshire’s newest anti-distracted driving law takes effect tomorrow, Wednesday, July 1.** Beginning tomorrow, it’s [illegal to use a handheld phone while driving in New Hampshire](http://nhpr.org/post/hands-free-cellphone-law-takes-effect-wednesday). So for those of you heading north, make sure your calls are made, texts are sent and GPS is turned to “loud” before getting behind the wheel – and if you need to use your phone while on the road, find a safe spot to pull over. And just a tip: don’t try to send that quick text or look up directions while you’re stopped at a red light or stop sign, the new law forbids that, too. From all of us at Dempsey Insurance, we wish you and your family a happy, safe and fun Fourth of July Weekend. [Read More](https://www.demsure.com/blog/nh-hands-free-law) ## [Learning About The New Massachusetts Headlight Law](https://www.demsure.com/blog/learning-about-the-new-massachusetts-headlight-law) [Kate Dempsey](https://www.demsure.com/blog/author/kate-dempsey) Apr 7, 2015 8:48:00 AM [**0](https://www.demsure.com/blog/learning-about-the-new-massachusetts-headlight-law#comments-listing) ![2710d500-61a9-48a2-8391-e7cc549c91ac](https://www.demsure.com/hs-fs/hubfs/2710d500-61a9-48a2-8391-e7cc549c91ac.jpg?width=294&name=2710d500-61a9-48a2-8391-e7cc549c91ac.jpg) Effective, today, April 7, 2015, a new Massachusetts law requires drivers to turn on their headlights when their vehicle's windshield wipers are in use. The law also states that headlights should be in use 30 minutes before sunrise and sunset or when visibility is less than 500 feet.  Drivers can be ticketed for failing to comply with the new headlight law. For more information or to view the full law, [****click here****](http://r20.rs6.net/tn.jsp?f=001Hg-6V2fW6NMwnA_RnrAY2bhEuMoTMuq0F6u656jxvavs1hvcPGj7xG7QpGIPEZPheVUm5ZOVDh2GUo1WaafNX9tVG-LUoH4WvEg97HjceMt0gH5PiDoIVAqHVZicFUtzUjCAOutI_p_vsIjMvQ4VExAJ5mKYQCFZkCAN15E2Nkvc7HYlkrZEtJ9K0ju-8d9yYkWUlIsiTEm_j1DDrdqtlJ1yjIZPZSdvVnpZ8Q_I9V0=&c=knbGJTpkVKnULiF-5a7CHNA4-gHnLU9eco8-Q5KHd8sGTRvc8SGyNg==&ch=LgJb-bore5G1cvFB3AIH8TxoxlNB_0zFLyFUxxUQU9ZA8xiD96DiEg==). A violation is subject to a $5 fine and is considered a surchargeable minor motor vehicle traffic offense for insurance purposes.   Help us spread the word about this new law by sharing our post.   [Read More](https://www.demsure.com/blog/learning-about-the-new-massachusetts-headlight-law) ## [In an Accident? Now What? Tips from a Massachusetts Insurance Agent](https://www.demsure.com/blog/bid/143321/In-an-Accident-Now-What-Tips-from-a-Massachusetts-Insurance-Agent) [Patrick Dempsey](https://www.demsure.com/blog/author/patrick-dempsey) Jun 24, 2012 9:00:00 AM [**0](https://www.demsure.com/blog/bid/143321/In-an-Accident-Now-What-Tips-from-a-Massachusetts-Insurance-Agent#comments-listing) When you are involved in an auto accident it can be a traumatic experience. Here are some tips to get through the ordeal from the perspective of a Massachusetts Insurance Agent. ![auto accident resized 600](https://www.demsure.com/hs-fs/file-17150272-jpg/images/auto_accident-resized-600.jpg?width=208&height=138&name=auto_accident-resized-600.jpg) [Read More](https://www.demsure.com/blog/bid/143321/In-an-Accident-Now-What-Tips-from-a-Massachusetts-Insurance-Agent) [All posts](https://www.demsure.com/blog/all) ### Recent Posts ### Join Our Mailing List ### Posts by Topic - [homeowners insurance agency norwood (10)](https://www.demsure.com/blog/topic/homeowners-insurance-agency-norwood) - [Homeowners Insurance (9)](https://www.demsure.com/blog/topic/homeowners-insurance) - [Insurance Norwood (9)](https://www.demsure.com/blog/topic/insurance-norwood) - [auto insurance norwood (9)](https://www.demsure.com/blog/topic/auto-insurance-norwood) - [#prep4winter (7)](https://www.demsure.com/blog/topic/prep4winter) - [Car Insurance (6)](https://www.demsure.com/blog/topic/car-insurance) - [Commercial Auto Insurance (6)](https://www.demsure.com/blog/topic/commercial-auto-insurance) - [insurance agency norwood (6)](https://www.demsure.com/blog/topic/insurance-agency-norwood) - [Condo Insurance Norwood (5)](https://www.demsure.com/blog/topic/condo-insurance-norwood) - [Snow (5)](https://www.demsure.com/blog/topic/snow) - [auto insurance agent Massachusetts (5)](https://www.demsure.com/blog/topic/auto-insurance-agent-massachusetts) - [home insurance agent (5)](https://www.demsure.com/blog/topic/home-insurance-agent) - [Business Insurance (4)](https://www.demsure.com/blog/topic/business-insurance) - [Covid-19 (4)](https://www.demsure.com/blog/topic/covid-19) - [Home Insurance (4)](https://www.demsure.com/blog/topic/home-insurance) - [Winterweather (4)](https://www.demsure.com/blog/topic/winterweather) - [condo unit insurance (4)](https://www.demsure.com/blog/topic/condo-unit-insurance) - [massachusetts insurance agent (4)](https://www.demsure.com/blog/topic/massachusetts-insurance-agent) - [Cold Weather (3)](https://www.demsure.com/blog/topic/cold-weather) - [Freezing Pipes (3)](https://www.demsure.com/blog/topic/freezing-pipes) - [Personal Insurance (3)](https://www.demsure.com/blog/topic/personal-insurance) - [RMV (3)](https://www.demsure.com/blog/topic/rmv) - [Winterize your home (3)](https://www.demsure.com/blog/topic/winterize-your-home) - [thanksgiving (3)](https://www.demsure.com/blog/topic/thanksgiving) - [winter driving (3)](https://www.demsure.com/blog/topic/winter-driving) - [#HOME MAINTENANCE (2)](https://www.demsure.com/blog/topic/home-maintenance) - [#waterdamage (2)](https://www.demsure.com/blog/topic/waterdamage) - [Auto Accidents (2)](https://www.demsure.com/blog/topic/auto-accidents) - [Ice Damn Prevention (2)](https://www.demsure.com/blog/topic/ice-damn-prevention) - [Ice Dams (2)](https://www.demsure.com/blog/topic/ice-dams) - [MA License (2)](https://www.demsure.com/blog/topic/ma-license) - [Sleet (2)](https://www.demsure.com/blog/topic/sleet) - [Special Olympics August Games (2)](https://www.demsure.com/blog/topic/special-olympics-august-games) - [condo insurance Walpole (2)](https://www.demsure.com/blog/topic/condo-insurance-walpole) - [loss assessment coverage (2)](https://www.demsure.com/blog/topic/loss-assessment-coverage) - [massachusetts auto insurance policy (2)](https://www.demsure.com/blog/topic/massachusetts-auto-insurance-policy) - [umbrella policy norwood (2)](https://www.demsure.com/blog/topic/umbrella-policy-norwood) - [#summersafety (1)](https://www.demsure.com/blog/topic/summersafety) - [BOPinsurance (1)](https://www.demsure.com/blog/topic/bopinsurance) - [Hand's Free Driving in MA (1)](https://www.demsure.com/blog/topic/hands-free-driving-in-ma) - [Hand's Free Driving in Massachusetts (1)](https://www.demsure.com/blog/topic/hands-free-driving-in-massachusetts) - [MA ID (1)](https://www.demsure.com/blog/topic/ma-id) - [Over The Edge (1)](https://www.demsure.com/blog/topic/over-the-edge) - [boat insurance norwood (1)](https://www.demsure.com/blog/topic/boat-insurance-norwood) - [condo versus homeowners (1)](https://www.demsure.com/blog/topic/condo-versus-homeowners) - [flood insurance canton (1)](https://www.demsure.com/blog/topic/flood-insurance-canton) - [flood insurance norwood (1)](https://www.demsure.com/blog/topic/flood-insurance-norwood) - [flood insurance walpole (1)](https://www.demsure.com/blog/topic/flood-insurance-walpole) - [flood zone (1)](https://www.demsure.com/blog/topic/flood-zone) - [headlight law (1)](https://www.demsure.com/blog/topic/headlight-law) - [mortgage insurance requirements (1)](https://www.demsure.com/blog/topic/mortgage-insurance-requirements) - [travel safety (1)](https://www.demsure.com/blog/topic/travel-safety) - [what is an umbrella policy (1)](https://www.demsure.com/blog/topic/what-is-an-umbrella-policy) - [what is the new headlight law in massachusetts? (1)](https://www.demsure.com/blog/topic/what-is-the-new-headlight-law-in-massachusetts) [see all](https://www.demsure.com/blog/topic/auto-insurance-agent-massachusetts#) [![Dempsey Footer.png](https://www.demsure.com/hs-fs/hubfs/2018%20Redesign/Logos/Dempsey%20Footer.png?width=373&name=Dempsey%20Footer.png "Dempsey Footer.png")](https://www.demsure.com) Phone: 781-762-0042 Fax: 781-769-7730 FrontDesk@demsure.com 145 Railroad Avenue Norwood, MA 02062 Blog Feed © 2026 Dempsey Insurance Agency | [Privacy Policy](https://www.demsure.com/disclaim) This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy, state and federal laws. For an actual description of coverage, terms and conditions, please refer to the applicable insurance policy or check with your insurance professional. The illustrations, instructions and principles contained in the material are general in scope and, to the best of our knowledge, current at the time of publication. **HOW WE ARE PAID FOR OUR SERVICES** Our insurance agency is committed to dealing fairly with complete integrity and transparency with consumers, other insurance producers and others with whom we work in providing insurance products and services. To that end, we provide this disclosure regarding our sources of compensation from insurance companies or other parties. Our agency may receive compensation in the form of commissions paid by an insurance company, calculated as a percentage of premiums, pursuant to an arrangement with the insurance company. These commissions are for the service we perform in placing and servicing insurance policies on the insurance company’s behalf. 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