The Demsure Blog

With Helpful Hints on Auto, Home & Commercial Insurance

On The Road: Winter Driving Safety Tip

Posted by Kate Dempsey

Jan 4, 2018 11:20:05 AM

              winter_driving.jpg      traffic4.jpg

Snow makes any commute harder, but the best way to stay safe on the road while it’s snowing is to avoid driving altogether. However, if you can’t stay home until the plows have cleared the roads, we urge you to take a minute and refresh your memory with these following safety tips:

  • Clear snow and ice from all windows and lights. It’s not just good sense, it’s also safe and the law.
  • Remember to warm your car up but only do so after you've made sure the tailpipe is clear. Never leave the vehicle unattended.
  • Know the current road conditions. Tune in to current local traffic reports before leaving home.
  • Pay attention. Remember that the posted speed limits are for dry pavement.
  • Leave plenty of room for stopping. Roads may be slippery, even if crews have spread salt.
  • Use brakes carefully. Break early, brake correctly. It takes more time and distance to stop in adverse conditions.
  • Watch for slippery bridge decks. Even when the rest of the pavement is in good condition. Bridge decks will ice up sooner.
  • Don’t use your cruise control in wintry conditions. Remain in control of your car — you don’t want any surprises.
  • Don’t get overconfident in your 4×4 vehicle. Remember that your four-wheel drive vehicle may help you get going quicker than other vehicles but it won’t help you stop any faster!
  • Don’t pump anti-lock brakes. If your car is equipped with anti-lock brakes, do not pump brakes in attempting to stop. The right way is to “stomp and steer!”
  • Remember that trucks are heavier than cars. Trucks take longer to safely respond and come to a complete stop, so avoid cutting quickly in front of them
  • Go slow!

For more on keeping safe on the road or what to do before you head out. Keep reading!!


Topics: Insurance Norwood, Snow, winter driving, #prep4winter, Cold Weather

Protect Your Pipes From Freezing

Posted by Kate Dempsey

Jan 2, 2018 1:26:08 PM

Don't worry! This winter doesn't have to be like the last. Preparation is the key to prevention! Here are some tips for you on making sure you do everything possible so your pipes stay warm and cozy this season. 


Topics: homeowners insurance agency norwood, Winterize your home, #prep4winter

Now Is The Time To Protect Your Home From Ice Dams

Posted by Kate Dempsey

Feb 14, 2017 8:45:19 AM

After three winter storms in less than a week, you may be noticing some pretty large snow piles on the roof of your home. With a slight warm up in temperature coming mid-week, now is the time to remove snow in order to prevent the buildup of ice dams - and potential damage to your home.


Topics: Snow, Cold Weather, Ice Dams

Get ready for FREEZING temps tonight!

Posted by Kate Dempsey

Dec 15, 2016 2:45:57 PM

The coldest temperatures so far this season are expected in New England tonight and tomorrow. With the mercury dipping well below freezing, residents should take note of the increased risk for frozen pipes. While there are long term measures you can take to prevent frozen pipes in your home, like having proper insulation and sealing any cracks or gaps in your siding or foundation, there are a few small, but helpful, things you should do during extreme cold spells.


Topics: homeowners insurance agency norwood, home insurance agent, Snow, Winterweather, Freezing Pipes, Cold Weather

Winter Preparedness - Fire Safety

Posted by Kate Dempsey

Dec 13, 2016 10:34:02 AM

To Our Valued Customers:

We are pleased to share Mapfre Insurances' latest blog content with you; helping you prepare for the coming winter.

Our first topic is: fire safety. Below you will find tips for keeping your home and family safe during the winter months.

Over the next few weeks we will share tips on home safety, safe driving, ice dams and more. We hope you find this winter preparation campaign useful. Thank you for your continued partnership with Dempsey Insurance.


Topics: Insurance Norwood, home insurance agent, #prep4winter, Winterweather

Holiday Traveling Safety Tips

Posted by Kate Dempsey

Nov 22, 2016 11:38:54 AM

If you're getting ready to travel for the holidays and need to brush up on airport security, vist the TSA website. They have a veritable cornucopia of travel info, tips and linkage that will help you get to where you're going on time and safe. You'll be as good as gravy, and on Thanksgiving, gravy is about as good as it gets! From our family to yours, have a safe and happy holiday!


Topics: thanksgiving, travel safety

Winter Driving: Safe Driving and Vehicle Maintenance Are Key

Posted by Kate Dempsey

Jan 15, 2016 9:17:21 AM

Winter is a time when safe driving and well-maintained vehicles take on even greater importance.  “Failure to keep in proper lane or running off the road” and “driving too fast for conditions” are the two of the most frequent driver behaviors, according to the National Highway Traffic Safety Administration (NHTSA). 


Topics: Snow, winter driving, #prep4winter, Sleet

It's Baaaacccckkkk!!!

Posted by Kate Dempsey

Dec 29, 2015 9:36:17 AM

Snow has found us again. Get ahead of it this year by preparing your home to weather the winter. Here are some simple tips to help prevent freezing pipes, reduce ice dams, prevent roof collapse and keep your house warmer this season. For more tips and suggestions visit


Topics: Snow, #prep4winter, Sleet, Winterweather

Frozen Pipes - Protect Your Pipes From Freezing

Posted by Kate Dempsey

Dec 17, 2015 9:42:00 AM

Don't worry! This winter doesn't have to be like the last. Preparation is the key to prevention! Here are some tips for you on making sure you do everything possible so your pipes stay warm and cozy this season. 


Topics: homeowners insurance agency norwood, Winterize your home, #prep4winter

Winter Weather - Ice Dam Guide - #prep4winter

Posted by Kate Dempsey

Dec 3, 2015 10:24:01 AM


What is an Ice Dam?

  • Ice dams are ridges of ice that form at the edge of a roof and prevent melting snow from draining off your roof
  • Water that backs up behind the dam can leak into your home and cause damage
  • Walls, insulation and ceilings are at the greatest risk for damage from an ice dam

How to Prevent Ice Dams?

  • Proper insulation - Attic insulation should have an R value of 30.* Insulate around areas that may allow for heat to escape easily - lights, bathroom fans, sky lights, etc.
  • Proper Ventilation - Allow heat to escape in other ways than the roof. Investigate gable vents, ridge vents and soffit venting
  • Installation of Roof Leak Barrier - A rubberized film that gets installed under roof shingles to block water from leaking into vulnerable areas
  • Keep all drains, downspouts and scuppers free of debris
  • Maintain trees and plants that grow near your roof to prevent accumulation that may clog or slow roof drainage
  • Get an energy audit done of your home to identify potential areas of concern

* R value is how well the material used to insulate can function at keeping the heat where it needs to be.                     The higher the value the better the insulating power.

What other factors contribute to ice damming?

  • Complex roof designs
  • Skylights
  • Dormers
  • Vaulted Ceilings
  • Periods of unoccupancy greater than 30 days

What to do if you have an Ice Dam?

  • Remove the first three to four feet of snow from the roofline with a roof rake or soft bristled broom

Warning - Be extremely careful while removing snow from your roof.

  • Make sure the ladder is secure
  • Beware of falling snow and ice as you clear the roof
  • Consult with a roofing professional when dealing with snow removal
  • If the home is too tall to reach the roof then hire a roofing professional to clear the snow
  • Contact Dempsey Insurance agent as soon as possible.



Topics: Insurance Norwood, Ice Damn Prevention, #prep4winter